How Many Life Insurance Policies Can I Have?
Posted: January 22, 2021
There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income. Can It Cause Problems to Buy More Than One Life Insurance Policy? You can have more than one life insurance policy, and there is no...
What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?
Posted: January 19, 2021
Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...
Beginner's Guide to Commercial Auto Insurance
Posted: January 9, 2021
Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...
Do I Need Life Insurance If I Live Alone?
Posted: January 7, 2021
Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...
Beginner’s Guide To Mortgage Protection Insurance
Posted: December 22, 2020
If you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family can remain in the home. Some mortgage protection insurance policies also provide benefits in the...