Can I Insure My Personal Vehicle With Commercial Auto Insurance?
Posted: February 4, 2020
If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...
Is Graded Death Benefit Life Insurance Worth The Cost?
Posted: January 22, 2020
Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...
How Garage Insurance Can Protect Your Mechanic Business
Posted: January 19, 2020
Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...
Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?
Posted: January 7, 2020
On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...